National Surveys
From 2013 to 2017, CGAP engaged thousands of small-scale farmers around the world through nationally representative surveys and financial diaries to learn how financial services can better meet their needs.
CGAP conducted nationally representative surveys of smallholder households in six countries: Bangladesh, Côte d’Ivoire, Mozambique, Nigeria, Tanzania and Uganda. The research sheds light on smallholders’ agricultural and financial lives, covering agricultural and non-agricultural income sources, financial behaviors and tools, mobile phone usage, and a range of attitudes and perceptions. The data shows the diversity of the sector. It can be used by financial services providers to tailor their smallholder products and by funders and policy makers to inform interventions.
![Photo by Allison Shelley for CGAP Smallholder family in Mozambique. Allison Shelley for CGAP](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_DataPortal.jpg.webp?itok=7lil2eNy)
Easy access to more than 300,000 data points on smallholder families' financial lives, drawn from nationally representative household surveys across six countries.
![Photo by Allison Shelley for CGAP Smallholder in Mozambique. Allison Shelley for CGAP](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_FinancialDiariesPub.jpg.webp?itok=rgg4P_5e)
Each short section in this summary complements CGAP data and insights for each country and addresses what the data tells us and what this means for FSPs and others.
In-Depth Survey Resources
Survey data sets, user guides, and analyses are available on the data hub and below.
![Photo by Ziaul Huque, 2017 CGAP Photo Contest Photo by Ziaul Huque, 2017 CGAP Photo Contest.](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_Bangladesh.jpg.webp?itok=d1lvMrBF)
![Photo by Rajesh Bhattacharjee, 2014 CGAP Photo Contest Shea Butter Making by Rajesh Bhattacharjee, Cote D’Ivoire, 2014 CGAP Photo Contest.](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_IvoryCoast.jpg.webp?itok=LhS9m4us)
![Photo by Allison Shelley for CGAP Smallholder farmer in Mozambique. Allison Shelley for CGAP](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_MozambiqueFS.jpg.webp?itok=hiqNYuRv)
![Photo by Yosef Hadar, World Bank Harvesting crops. Nigeria. Photo credit: Yosef Hadar, World Bank](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_Nigeria.jpg.webp?itok=RBfKhs4t)
![Photo by Hailey Tucker, 2015 CGAP Photo Contest Planting in Tanzania by Hailey Tucker, 2015 CGAP Photo Contest.](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_TanzaniaFS.jpg.webp?itok=LLJUNzb7)
![Photo by Allison Shelley for CGAP Smallholder farmer in northern Uganda, Allison Shelley for CGAP](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_Uganda.jpg.webp?itok=T-KyaCzN)
Financial Diaries
Financial diaries in Mozambique, Pakistan and Tanzania complement the national surveys, offering a unique window into smallholders’ financial lives and money management approaches. The diaries track all cash flows over a year for 270 smallholder households in the three markets.
![Photo by Hailey Tucker, 2015 CGAP Photo Contes Photo by Hailey Tucker, 2015 CGAP Photo Contes](/sites/default/files/styles/featured_card/public/2018-09/Collection_Smallholder_SegmentationPub.jpg.webp?itok=CKvB9DIJ)
In-Depth Diary Resources
Financial diaries in Mozambique, Pakistan and Tanzania complement the national surveys, offering a unique window into smallholders’ financial lives and money management approaches. The diaries track all cash flows over a year for 270 smallholder households in the three markets.
![Photo by Allison Shelley for CGAP Smallholder farmer near Muitetere, Mozambique. Photo by Allison Shelley for CGAP](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_Mozambique_Diary.jpg.webp?itok=7g5Xxyuo)
![Photo by Hailey Tucker, 2016 CGAP photo contest Jaconda Chengula Maize Harvesting (Tanzania). Photo by Hailey Tucker, 2016 CGAP photo contest](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_TanzaniaDiary.jpg.webp?itok=fRdgh7pv)
![Photo by Ayesha Vellani Smallholders working with the wasil foundation in pakistanPhoto by Ayesha Vellani](/sites/default/files/styles/card/public/2018-09/Collection_Smallholder_PakistanDiary.jpg.webp?itok=bfGFlprb)